Goldco Review for 2023

A TLDR Overview

Goldco is a company that specializes in IRAs, offering a streamlined process for customers to invest in precious metals. They have received overwhelmingly positive reviews on websites like Trustpilot and Trustlink, with customers praising their excellent customer service.

IRA Services

Goldco has a team of IRA-focused professionals who work with each customer to understand their goals, risk tolerance, and personal information, and recommend products that perform well in the precious metals market. The process for investing in an IRA with Goldco is more efficient than with other companies, handling the application, rollover paperwork, and choosing a depository for the customer. Goldco offers a variety of IRA-approved gold and silver products from mints around the world, as well as gold and silver bars in various weights from global refineries.

Non-IRA Purchases

In addition to IRA-eligible products, Goldco also offers some items that can be purchased with cash. These include certain collectibles or impure items that are not eligible for an IRA. These products may not always be available, and availability may vary based on the company’s inventory.

Fees and Promotions

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50. as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

See also  Buying Physical Gold Within Your IRA


Goldco is a top pick for those looking to invest in precious metals through an IRA, with a focus on excellent customer service and a streamlined process.

While there is a minimum investment requirement of $25,000, the company offers a variety of IRA-approved gold and silver products, as well as cash purchase options for certain items.

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